Cheap Health Insurance in Arizona?
My dad and I haven?t been to the doctor in years, he?s almost 55 and it?s really time he gets a checkup. Unfortunately, we?re not the richest the people but we make too much to get state insurance. I was wondering if there are any cheap insurance options. The cheapest I?ve been able to find is $133 a month which is still pretty high for us. Oh and I?ll be 19 in a few months, which seems to be the cutoff family insurance age.
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First off, you do not need health insurance to see a doctor. Many doctors in AZ will accept cash payment at the time of service. I?m in Tucson and know this for a fact. Second, you need to visit a local agent which can help you find a plan for your situation and budget. Chances are that the $133 policy does not include doctor visits or includes them subject to a deductible. The agent can work with you to make sure you have a plan that works for you. There is no charge using an agent.
The good news is that there is a cheap insurance option. The bad news is that the cheap option is the $133 per month option that you already found. Anything under $200 per month is a cheap option.
Something advertised as under $133 per month is not a ?cheap? option. Anything costing less than that would not be an option at all for you, because it would not fully cover all your medical bills, and the amount that you would have to pay (typically at least the first $2500 per year of medical bills, plus at least 20% of the rest) could cost you more than paying $133 per month would cost.
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source:Cheap Health Insurance in Arizona? how much insurance
Source: http://www.southernontheinside.com/cheap-health-insurance-in-arizona-question/
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